Top 5 Performing SACCOs in Kenya (2025)
Maximize Returns
Compare dividend histories and projected returns across all major SACCOs
Risk Analysis
See financial stability ratings and 3-year performance trends
Growth Potential
Identify SACCOs with the highest capital return appreciation potential
SACCO Dividend Calculator
Estimate your potential returns from SACCO investments based on historical dividend performance.
Projected Returns
SACCO Investment FAQs
Top-performing SACCOs in Kenya typically offer dividend yields between 12-20%, significantly higher than average bank savings account interest rates of 3-7%. For example:
- Tower Sacco: 20.00% dividend yield (2024)
- Port DT Sacco: 20.00% dividend yield (2024)
- Commercial Banks: Average 5.5% interest on savings
However, SACCO investments carry different risk profiles and liquidity considerations compared to bank deposits.
Minimum share capital requirements vary by SACCO:
| SACCO | Minimum Shares | Approx. Cost (KES) |
|---|---|---|
| Tower Sacco | 100 shares | 10,630 |
| Port DT Sacco | 100 shares | 40,864 |
| Magadi Sacco | 100 shares | 42,037 |
| Nation Sacco | 100 shares | 46,192 |
| Yetu Sacco | 100 shares | 40,293 |
Most SACCOs also require a membership fee (typically KES 1,000-5,000) and monthly contributions.
SACCO Investment Resources
How SACCO Dividends Really Work
Understand the difference between interest on deposits and dividends on shares in SACCOs.
Interactive SACCO Comparison Tool
Filter and sort SACCOs by dividend history, share capital price, and financial stability.
SACCO Loans: The Complete 2025 Guide
How to access low-interest loans through your SACCO membership and leverage them wisely.